Real Estate Math

A Pennsylvania buyer purchases a home for $340,000 with a 10% down payment. What is the loan amount and the approximate monthly PMI (at 0.8% per year)?

A$204✓ Correct
BLoan: $306,000; PMI: $255/month
CLoan: $340,000; PMI: $227/month
DLoan: $306,000; PMI: $170/month

Explanation

Down payment = $340,000 × 10% = $34,000. Loan amount = $340,000 − $34,000 = $306,000.

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