Environmental
A Pennsylvania homeowner who discovers gasoline contamination on their property from a neighbor's leaking UST has legal remedies including:
AFiling a claim only with PADEP
BSuing the UST owner for property damage, cleanup costs, and loss of property value✓ Correct
CAccepting the contamination since underground tanks are state-regulated
DOnly applying for an Act 2 voluntary remediation
Explanation
A property owner contaminated by a neighboring UST leak has multiple remedies: a civil lawsuit against the UST owner for damages (cleanup costs, property value diminution, loss of use), PADEP enforcement action against the tank owner, and potentially a claim against the responsible party's environmental insurance or UST fund.
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Key Terms to Know
Right of First Refusal
A contractual right giving a party the opportunity to match any offer received before the owner can accept it from a third party.
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
DeedA written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
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