Property Valuation

A Pennsylvania land survey reveals that a neighbor's fence encroaches 18 inches onto the subject property. When appraising the subject, the appraiser should:

AIgnore it since it's a legal issue not relevant to value
BNote the encroachment, appraise subject to resolution, and consider its impact on marketability and value✓ Correct
CIncrease the value to account for the litigation settlement expectation
DAppraise only the land outside the encroachment area

Explanation

Encroachments are material facts affecting title and marketability. An appraiser discovering an encroachment should note it in the report, consider its impact on value and marketability, and may appraise the property 'subject to' resolution of the encroachment. Title insurance may cover encroachments not shown by survey.

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