Fair Housing
A Pennsylvania landlord may legally ask a prospective tenant about:
ATheir religion or national origin
BTheir rental history and ability to pay rent✓ Correct
CWhether they plan to have children
DTheir disability status or medical history
Explanation
Landlords may legally ask about rental history, income, employment, and credit to assess the ability to pay. Asking about religion, national origin, disability, familial plans, or other protected characteristics in the application process may constitute discrimination under the Fair Housing Act.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
State-Specific Concepts
DRE Regulation
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