Fair Housing

Which federal law prohibits discrimination in residential mortgage lending based on race, color, religion, national origin, sex, disability, or familial status?

AThe Fair Housing Act
BThe Equal Credit Opportunity Act (ECOA)
CBoth the Fair Housing Act and ECOA✓ Correct
DThe Community Reinvestment Act (CRA)

Explanation

Both the Fair Housing Act and ECOA prohibit discrimination in mortgage lending. The Fair Housing Act covers race, color, religion, national origin, sex, disability, and familial status.

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