Environmental
A Pennsylvania seller must disclose on the SPDS whether they know of existing environmental problems with the property, including:
AOnly problems that occurred during their ownership
BProblems known to them regardless of when they occurred, including conditions existing before their ownership if known✓ Correct
COnly problems documented by a government agency
DOnly problems for which they received insurance claims
Explanation
Pennsylvania's disclosure obligation covers what the seller KNOWS about the property's condition. If a seller is aware of environmental problems that existed before their ownership (disclosed by prior owner, visible evidence), they must disclose that knowledge. The obligation is based on actual knowledge, not discovery obligations.
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