Escrow & Title
A Pennsylvania title search reveals that a 1955 deed in the chain of title was signed by only one spouse when the property was held as tenants by the entireties. This creates a:
AValid transfer since one spouse can act for both
BA cloud on title — both spouses must have signed to effectively convey a tenancy by the entireties interest✓ Correct
COnly a technical issue easily resolved by the surviving spouse
DNo issue since the deed was recorded
Explanation
In a tenancy by the entireties, both spouses must join in any deed or mortgage — neither can unilaterally convey without the other's signature. A 1955 deed with only one spouse's signature creates a title defect (cloud on title) requiring resolution through a corrective deed, court action, or title insurance endorsement.
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