Property Valuation

An 'as-stabilized' appraisal of a Pittsburgh apartment building under construction estimates value:

AAs of the date of the appraisal — before construction is complete
BAs of the prospective date when the building is completed and reaches market occupancy✓ Correct
CAs of the date when rents were last increased
DAt the current vacant land value only

Explanation

An 'as-stabilized' appraisal estimates the value of a development project when it reaches market occupancy (typically 90–95% for apartments) after completion. Lenders use this value for construction loan underwriting to ensure the completed project will support the permanent loan amount.

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