Escrow & Title

In Pennsylvania, what is the purpose of a 'title commitment' (preliminary title report)?

ATo confirm the final purchase price after appraisal
BTo inform the buyer of the current state of title and conditions that must be satisfied before title insurance will be issued✓ Correct
CTo commit the buyer to a specific mortgage lender
DTo certify the property's compliance with local zoning codes

Explanation

A title commitment (preliminary title report) is issued by the title insurance company before closing. It reports the current state of title — ownership, liens, judgments, easements, restrictions — and lists the conditions (Schedule B requirements) that must be satisfied before the title insurer will issue the policy.

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