Finance
Pennsylvania's Act 91 notice process gives distressed homeowners how many days to contact a consumer credit counseling agency after receiving the Act 91 notice?
A15 days
B30 days✓ Correct
C45 days
D60 days
Explanation
After receiving an Act 91 notice, Pennsylvania homeowners have 30 days to respond by contacting a consumer credit counseling agency to apply for HEMAP (Homeowner's Emergency Mortgage Assistance Program) assistance. This provides a window to explore alternatives before foreclosure proceedings begin.
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