Fair Housing
Redlining is the illegal practice of:
AMarking up a property's price based on the buyer's protected class
BRefusing to provide loans or insurance in certain geographic areas based on the racial or ethnic composition of those areas✓ Correct
CRequiring a higher down payment from minority buyers
DSteering buyers away from integrated neighborhoods
Explanation
Redlining is the illegal practice of denying or limiting financial services — such as mortgages, insurance, or loans — to specific geographic areas, particularly minority neighborhoods. It is prohibited by the Fair Housing Act and the Equal Credit Opportunity Act.
Related Pennsylvania Fair Housing Questions
- Which federal agency primarily enforces the Fair Housing Act?
- Under Pennsylvania fair housing law, which of the following is an example of 'redlining'?
- What is the 'Equal Credit Opportunity Act' (ECOA) and how does it relate to real estate transactions in Pennsylvania?
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