Fair Housing

Under the federal Fair Housing Act, which of the following is an example of illegal 'steering'?

AA lender requiring higher down payments from all first-time buyers
BAn agent discouraging a Hispanic family from viewing homes in a predominantly white neighborhood✓ Correct
CA landlord refusing to rent to tenants who smoke inside the unit
DA seller setting a listing price above current market value

Explanation

Steering is the illegal practice of directing or discouraging buyers or renters toward or away from neighborhoods based on a protected characteristic. An agent discouraging a Hispanic family from viewing homes in certain areas — or channeling them only toward other areas based on national origin — constitutes illegal steering under the Fair Housing Act.

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