Environmental
Wetlands on a property are regulated primarily because they:
AReduce property tax assessments
BProvide ecological functions including flood control, water filtration, and wildlife habitat✓ Correct
CAre automatically included in conservation easements
DRequire mandatory disclosure only in Pennsylvania flood zones
Explanation
Wetlands are regulated (primarily under Section 404 of the Clean Water Act and by the Army Corps of Engineers) because they provide critical ecological functions: flood control, water quality filtration, carbon sequestration, and wildlife habitat. Development in wetlands typically requires a permit.
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Key Terms to Know
Adjustable-Rate Mortgage (ARM)
A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
EasementA non-possessory right to use another person's land for a specific purpose.
ZoningLocal government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
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