Property Valuation

What is an 'appraisal management company' (AMC) and how does it affect Pennsylvania real estate transactions?

AA Pennsylvania company that manages property appraisals for insurance purposes only
BA company that manages the appraisal process for lenders, serving as an intermediary between lenders and independent appraisers to ensure appraiser independence✓ Correct
CA PREC-licensed firm that supervises all Pennsylvania appraisers
DAn AMC is a large appraisal firm employing staff appraisers for lender work

Explanation

Appraisal Management Companies (AMCs) serve as intermediaries between lenders and independent appraisers, managing the ordering, tracking, and review of appraisals. Established after the 2008 financial crisis to ensure appraiser independence from loan officers, AMCs are now the primary channel for residential mortgage appraisals in Pennsylvania.

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