Fair Housing
Rhode Island's Fair Housing Practices Act prohibits discrimination in housing based on all of the following EXCEPT:
ARace and national origin
BSexual orientation
CPersonal financial decisions unrelated to protected class membership✓ Correct
DDisability
Explanation
Personal financial decisions that do not involve protected class membership are not protected under fair housing laws. Rhode Island's Fair Housing Practices Act prohibits discrimination based on race, color, religion, sex, sexual orientation, gender identity/expression, marital status, military status, age, disability, familial status, and national origin.
People Also Study
Related Rhode Island Questions
- Under the Fair Housing Act, 'familial status' as a protected class protects:Fair Housing
- Rhode Island's fair housing law adds which protected class that is NOT in the federal Fair Housing Act?Fair Housing
- The Rhode Island Fair Housing Practices Act is administered by:Fair Housing
- The Rhode Island Fair Housing Practices Act prohibits discrimination based on which protected class NOT included in the federal Fair Housing Act?Fair Housing
- A Rhode Island property manager receives a fair housing complaint about their managed property. What should the manager do?Property Management
- Under Rhode Island law, a licensee must disclose to a prospective buyer that they have a personal financial interest in a property they are offering for sale. This is required by:Rhode Island License Law
- A Rhode Island buyer's agent represents a buyer in purchasing a property. After closing, the buyer discovers the agent had a personal financial interest in the property. This failure to disclose:Agency
- RESPA (Real Estate Settlement Procedures Act) prohibits which of the following practices in Rhode Island real estate closings?Escrow & Title
Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Adjustable-Rate Mortgage (ARM)A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
Promissory NoteA written promise to repay a loan under specified terms — the borrower's personal financial obligation in a real estate transaction.
Study This Topic
Practice More Rhode Island Real Estate Questions
1,500+ questions covering all exam topics. Start free — no signup required.
Take the Free Rhode Island Quiz →