Fair Housing
What does 'disparate impact' mean in fair housing law as applied in Rhode Island?
AIntentional discrimination based on a protected class
BA facially neutral policy that disproportionately harms members of a protected class✓ Correct
CDiscrimination that impacts multiple states simultaneously
DA fair housing violation involving three or more protected classes
Explanation
Disparate impact refers to a housing policy or practice that appears neutral on its face but disproportionately harms members of a protected class. It can constitute a Fair Housing Act violation even without discriminatory intent.
People Also Study
Related Rhode Island Questions
- Rhode Island's fair housing law adds which protected class that is NOT in the federal Fair Housing Act?Fair Housing
- The Rhode Island Fair Housing Practices Act prohibits discrimination based on which protected class NOT included in the federal Fair Housing Act?Fair Housing
- In Rhode Island, which of the following is an example of a fair housing violation in advertising?Fair Housing
- Rhode Island's Fair Housing Practices Act adds which of the following as a protected class beyond federal law?Fair Housing
- A Rhode Island property manager receives a fair housing complaint about their managed property. What should the manager do?Property Management
- What does 'density bonus' mean in Rhode Island housing law?Land Use & Zoning
- A Rhode Island property manager discovers that a tenant has subletted their unit without permission in violation of the lease. The manager may:Property Management
- A Rhode Island broker advertises a property without the seller's permission to use certain details. This may be a violation of:Rhode Island License Law
Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Adjustable-Rate Mortgage (ARM)A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
Deed of TrustA security instrument used in many states instead of a mortgage, involving three parties: borrower (trustor), lender (beneficiary), and a neutral trustee.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Study This Topic
Practice More Rhode Island Real Estate Questions
1,500+ questions covering all exam topics. Start free — no signup required.
Take the Free Rhode Island Quiz →