Fair Housing
A South Carolina agent who 'testers' (HUD's fair housing testing) could be caught in:
AProviding false information about available properties to minority buyers✓ Correct
BProviding accurate information to all buyers
CComplying with fair housing laws
DAdvertising properties with accurate photos
Explanation
HUD uses 'testers'—individuals who pose as potential buyers or renters—to detect discriminatory practices like providing false information about availability. Steering and misrepresentation to protected classes are illegal.
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Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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