Escrow & Title
In South Carolina, a 'cloud on title' refers to:
AA weather-related disclosure requirement
BAny claim, encumbrance, or defect that casts doubt on the validity or marketability of title✓ Correct
CA physical obstruction blocking access to the property
DA zoning restriction on development
Explanation
A cloud on title is any recorded instrument or claim that raises doubt about clear ownership, such as an unresolved lien, an old unreleased mortgage, or a questionable deed. It must be resolved to convey marketable title.
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