Escrow & Title

A 'satisfaction of mortgage' (release of mortgage) in South Dakota is recorded when:

AThe property is sold
BThe mortgage loan is paid in full and the lender releases the lien✓ Correct
CThe property is refinanced
DThe borrower pays 6 months of payments without default

Explanation

A satisfaction of mortgage (also called a discharge or release of mortgage) is recorded by the lender when the loan is fully paid off, formally releasing the mortgage lien from the public record.

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