Escrow & Title

In South Dakota, a 'buyer's closing costs' typically include all of the following EXCEPT:

ALoan origination fees
BTitle insurance premiums
CReal estate commission✓ Correct
DPrepaid interest (per diem interest)

Explanation

The real estate commission is typically a seller's closing cost, not the buyer's. Buyer's closing costs include lender fees, title insurance, prepaid items (taxes, insurance, interest), and other transaction costs.

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