Escrow & Title
In South Dakota, which of the following encumbrances does NOT need to be removed to deliver 'clear title'?
AA mortgage that has been paid in full but not yet released of record
BA utility easement providing access to public utilities✓ Correct
CA judgment lien against the current owner
DA mechanic's lien for unpaid construction work
Explanation
Utility easements are not encumbrances that need to be removed — they are expected on most properties and buyers receive title subject to them. They do not prevent marketable or clear title in most cases.
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