Fair Housing
The Equal Credit Opportunity Act (ECOA) prohibits lenders from discriminating in credit decisions based on all of the following EXCEPT:
ARace or color
BSex
CCredit history✓ Correct
DMarital status
Explanation
ECOA prohibits discrimination based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance. Credit history is a legitimate, non-discriminatory factor in lending decisions.
Related South Dakota Fair Housing Questions
- Under the Fair Housing Act, a person who believes they have been discriminated against must file a complaint with HUD within:
- Under South Dakota and federal law, which of the following statements about sexual harassment by a landlord is TRUE?
- A South Dakota landlord's 'no modifications' policy for tenants with disabilities may be:
- Blockbusting is the illegal practice of:
- Under the Fair Housing Act, which of the following is a permitted exception for familial status?
- In South Dakota, a real estate agent who steers buyers of a particular national origin toward or away from specific neighborhoods is committing:
- In South Dakota, which of the following describes the 'affirmative marketing' requirements under fair housing law?
- Under South Dakota's Human Relations Act and federal Fair Housing Act, which of the following is a protected class?
Practice More South Dakota Real Estate Questions
1,500+ questions covering all exam topics. Start free — no signup required.
Take the Free South Dakota Quiz →