Agency

When a South Dakota real estate agent performs a Comparative Market Analysis (CMA) for a seller, this is:

AAn appraisal that can be used for loan purposes
BA tool to help the seller determine a competitive listing price, not a formal appraisal✓ Correct
CA legal requirement before listing a property
DA guarantee of the property's sale price

Explanation

A CMA is a marketing tool prepared by a real estate agent to help sellers understand the competitive market and set a realistic listing price. It is not a formal appraisal and cannot be used for loan purposes, which require a licensed appraiser.

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