South Dakota Agency
Practice Questions & Answers (2026)

Agency law is one of the most tested subjects on the South Dakota real estate exam, and it's also one of the most misunderstood. The South Dakota Real Estate Commission expects licensees to understand the legal duties owed to clients vs. customers, and the specific timing of required disclosures under South Dakota law. Study these questions carefully — candidates who rely on national agency frameworks and don't account for SD-specific rules are among the most common failures on the state portion.

Practice Questions

South Dakota Agency — Practice Questions & Answers

103 questions on Agency from the South Dakota real estate question bank. First 10 are free — sign up to unlock all 103.

Q1. In South Dakota, when must an agency disclosure be provided to a potential client?

A.At the time of closing
B.Only when a written listing agreement is signed
C.At the first substantive contact with the potential client
D.Within 3 business days of first showing a property

Explanation

South Dakota law requires that agency disclosure be made at the first substantive contact with a potential client so they understand who the licensee represents.

Q2. A licensee who represents both buyer and seller in the same transaction is practicing:

A.Single agency
B.Sub-agency
C.Dual agency
D.Designated agency

Explanation

Dual agency occurs when a single licensee or brokerage represents both the buyer and the seller in the same real estate transaction. In South Dakota, this requires informed written consent from both parties.

Q3. Which fiduciary duty requires an agent to place the client's interests above all others, including the agent's own?

A.Obedience
B.Loyalty
C.Disclosure
D.Accounting

Explanation

The fiduciary duty of loyalty requires the agent to place the client's interests above all others, including the agent's own financial interests. This is a cornerstone of the agent-client relationship.

Q4. A buyer's agent discovers that the seller's home has undisclosed foundation damage. The buyer's agent should:

A.Keep the information confidential to preserve the deal
B.Disclose the material fact to their buyer client
C.Notify the seller's agent only
D.Report the issue to the Real Estate Commission immediately

Explanation

A buyer's agent has a fiduciary duty to disclose all material facts to their buyer client. Undisclosed foundation damage is a material fact that could affect the buyer's decision.

Q5. Which type of agency relationship is created when an agent acts on behalf of a client without explicit agreement but through the parties' conduct?

A.Express agency
B.Implied agency
C.Ratified agency
D.Designated agency

Explanation

Implied agency is created through the conduct and actions of the parties rather than through a formal written or verbal agreement. Licensees must be careful not to inadvertently create an implied agency relationship.

Q6. When a listing broker assigns two different agents within the same office to separately represent a buyer and a seller, this is known as:

A.Dual agency
B.Sub-agency
C.Designated agency
D.Non-exclusive agency

Explanation

Designated agency occurs when a broker assigns specific agents within the same brokerage to separately represent the buyer and the seller, allowing each party to have individual representation.

Q7. In South Dakota, the relationship between a real estate broker and their client is best described as:

A.A universal agency
B.A special agency
C.A general agency
D.A dual agency by default

Explanation

A real estate broker typically acts as a special agent for a client, authorized to perform specific acts (like selling a property) rather than having broad authority to act on the client's behalf.

Q8. South Dakota requires that agency relationships be disclosed:

A.Only at closing
B.At the first substantial contact with a consumer
C.Only when a written listing agreement is signed
D.Only when a buyer makes an offer

Explanation

South Dakota law requires real estate licensees to disclose the nature of the agency relationship at first substantial contact with a consumer, before any confidential information is exchanged.

Q9. A South Dakota broker representing both the buyer and seller in the same transaction without proper disclosure is:

A.Permitted as long as both parties are informed at closing
B.An undisclosed dual agent, which is illegal
C.Permitted because South Dakota allows designated agency
D.A transaction broker by operation of law

Explanation

Undisclosed dual agency is illegal in South Dakota. A broker representing both parties must obtain informed written consent from all parties before proceeding.

Q10. Which of the following is a fiduciary duty owed by a South Dakota seller's agent to their client?

A.Disclosing all known material defects to buyers
B.Presenting all offers regardless of amount
C.Recommending that the seller accept a low offer
D.Sharing the seller's minimum acceptable price with buyers

Explanation

A seller's agent must present all offers to their client, which is part of the duty of loyalty and obedience. Disclosing the seller's minimum price would breach confidentiality.

Q11. In South Dakota, 'designated agency' means:

A.The broker personally represents both buyer and seller
B.The broker designates different agents within the same firm to represent buyer and seller separately
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