Environmental

A property located in a FEMA-designated Special Flood Hazard Area (SFHA) requires:

AMandatory flood insurance for federally backed mortgages✓ Correct
BImmediate remediation of flood risk before sale
CTDEC approval before any improvements
DDisclosure only if the flood has occurred in the past 5 years

Explanation

Properties in FEMA Special Flood Hazard Areas (100-year floodplains) require mandatory flood insurance as a condition of federally backed mortgage loans. Tennessee has many areas affected by flooding, particularly along the Cumberland, Tennessee, and other rivers.

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