Property Ownership

A Tennessee property owner's 'bundle of rights' includes the right to encumber the property. This means the owner may:

AChallenge any government regulation affecting the property
BMortgage the property as security for a loan✓ Correct
CPrevent all easements across the property
DDemand higher property values

Explanation

The right to encumber means the owner may voluntarily place liens, mortgages, or other encumbrances on the property — essentially using the property's equity as collateral for debt. This is a fundamental aspect of property ownership and the basis for mortgage financing.

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