Fair Housing
Disparate impact in Fair Housing law means:
AA policy that is intentionally discriminatory on its face
BA neutral-seeming policy that disproportionately harms a protected class, even without discriminatory intent✓ Correct
CTreating members of a protected class more favorably
DAdvertising that explicitly excludes a protected class
Explanation
Disparate impact occurs when a facially neutral policy or practice disproportionately affects members of a protected class, even without discriminatory intent. HUD's rules allow Fair Housing challenges based on disparate impact.
Related Tennessee Fair Housing Questions
- The Tennessee Fair Housing Act's provisions are generally:
- Redlining is a discriminatory practice in which lenders:
- Under the Fair Housing Act, advertising for a 'walk-up apartment' (no elevator) is:
- A Tennessee mortgage lender who approves a White applicant with a 620 credit score but denies a Black applicant with the same 620 credit score and identical financial profile is guilty of:
- Under Tennessee law, a real estate agent who steers buyers away from certain neighborhoods based on racial composition could face:
- Under the Fair Housing Act, a real estate agent who steers a minority buyer toward neighborhoods with higher minority populations is committing:
- The Tennessee Human Rights Act prohibits housing discrimination based on all of the following EXCEPT:
- Under the Fair Housing Act, which of the following is an acceptable reason to deny a housing application?
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