Fair Housing
In Tennessee, a landlord who charges a Black applicant a higher application fee than a white applicant for the same unit is committing:
ALegal risk management
BRacial discrimination in the terms and conditions of housing✓ Correct
CURLTA violation only
DLegal differentiation based on creditworthiness
Explanation
Charging different application fees based on race is discriminatory treatment in the terms and conditions of housing, violating the Fair Housing Act.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Purchase AgreementA legally binding contract between a buyer and seller that outlines the terms and conditions of a real estate sale.
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