Contracts

In Tennessee, a purchase contract becomes 'ratified' (fully executed) when:

AThe buyer submits the earnest money
BAll parties have signed and the signed acceptance has been communicated back to the offeror✓ Correct
CThe title commitment is issued
DThe lender issues a loan commitment

Explanation

A ratified (fully executed) contract exists when all parties have signed the same version of the agreement and the signed acceptance has been communicated (delivered back) to the offeror. Both the signatures and communication of acceptance are required.

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