Land Use & Zoning

In Tennessee, a 'special flood hazard area' (SFHA) as designated by FEMA is an area that:

AIs permanently under water
BHas a 1% annual chance of flooding (100-year floodplain)✓ Correct
CIs protected from all flooding by levees
DOnly floods during hurricanes

Explanation

A Special Flood Hazard Area (SFHA) is defined by FEMA as the area subject to a 1% annual chance of flooding (often called the '100-year floodplain'). Flood insurance is required for federally backed mortgages in these zones.

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