Escrow & Title

In Tennessee, the 'note' in a mortgage transaction is the borrower's written promise to:

ATransfer title to the lender
BRepay the debt according to specified terms✓ Correct
CMaintain hazard insurance on the property
DUse the property only for residential purposes

Explanation

The promissory note is the borrower's written promise to repay the loan per the specified terms (interest rate, payment schedule, term). The deed of trust or mortgage is the security instrument; the note is the debt instrument.

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