Escrow & Title

In Tennessee, which party typically pays the owner's title insurance premium in a residential transaction?

AAlways the buyer
BAlways the seller
CBy negotiation — customs vary by county and transaction✓ Correct
DThe title company from closing fees

Explanation

In Tennessee, who pays the owner's title insurance premium is negotiable. Custom varies by county — in some areas the seller pays, in others the buyer pays, and in many transactions it is a point of negotiation.

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