Fair Housing
A Texas real estate agent who receives compensation from a lender for steering buyers toward high-cost loan products may be violating:
AOnly TREC advertising rules
BRESPA Section 8 (anti-kickback provisions) and potentially the Fair Housing Act if the steering is based on protected class status✓ Correct
COnly state law disclosure requirements
DThe Texas Agricultural Code
Explanation
Accepting compensation for steering buyers to specific lenders (especially to high-cost products) can violate RESPA's anti-kickback provisions. If the steering is based on the buyer's race, national origin, or other protected class, it also violates the Fair Housing Act's prohibition on discriminatory terms in financing (redlining/reverse redlining).
Related Texas Fair Housing Questions
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