Fair Housing
Redlining in Texas real estate refers to the practice of:
AMarking property boundaries in red on a survey
BDenying loans or insurance in certain neighborhoods based on racial or ethnic composition✓ Correct
CListing properties below market value to generate multiple offers
DUsing red ink to mark contract corrections
Explanation
Redlining is the illegal practice of denying or restricting financial services (mortgages, insurance) in certain geographic areas based on the racial or ethnic composition of those neighborhoods, regardless of individual applicants' qualifications.
Related Texas Fair Housing Questions
- A Texas apartment complex manager allows large dogs for one tenant but refuses the same accommodation for another tenant of a different race. This is an example of:
- A property manager in Texas is asked by an owner to refuse to rent to families with children to maintain a 'quiet community.' The property manager should:
- A Texas licensee who changes the terms of their services based on a client's national origin is violating:
- The 'Inclusive Communities' Supreme Court case (2015, involving the Texas Department of Housing) established that:
- A Texas lender provides more favorable mortgage terms to buyers purchasing in predominantly white neighborhoods compared to buyers purchasing in comparable properties in minority neighborhoods. This practice is known as:
- The 'effects test' in fair housing law refers to:
- A Texas property manager who denies a housing application and refuses to state any reason for the denial may be creating:
- Under the Fair Housing Act, a landlord may charge a higher security deposit for a disabled tenant who requires a reasonable accommodation if:
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