Escrow & Title
A 'cloud on title' in Utah refers to:
AA clear, marketable title with no defects
BAny claim, lien, or encumbrance that could impair or cast doubt on the validity of the owner's title✓ Correct
CA title insurance exclusion
DA county assessor notation
Explanation
A cloud on title is any condition or claim in the public record that raises doubt about the validity of the owner's title—such as an unresolved lien, a prior deed error, or a competing claim.
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