Fair Housing
A Utah apartment manager who requires all applicants to have a credit score of 680 or higher may have a Fair Housing issue if:
AThe policy is applied uniformly to all applicants
BThe policy has a disproportionate adverse impact on a protected class and is not justified by business necessity✓ Correct
CThe policy uses any credit score threshold
DThe policy includes income requirements along with credit score requirements
Explanation
A neutral screening policy (like a credit score threshold) can violate Fair Housing under disparate impact theory if it disproportionately screens out applicants from a protected class without being justified by actual business necessity and risk assessment.
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