Escrow & Title

In a Utah short sale, the lienholder (bank) agrees to:

AAccept the full loan balance at closing
BAccept less than the full payoff amount to allow the sale to proceed✓ Correct
CWaive all deficiency rights automatically
DTransfer the loan to the buyer without any discount

Explanation

In a short sale, the lender agrees to accept less than the full outstanding balance as satisfaction of the debt when the property's market value is less than what is owed. The lender may or may not waive the right to pursue a deficiency judgment for the difference.

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