Escrow & Title
In Utah, the document that transfers legal title to real property is the:
APromissory note
BDeed of trust
CDeed (such as a warranty deed or quitclaim deed)✓ Correct
DSettlement statement
Explanation
A deed (such as a general warranty deed, special warranty deed, or quitclaim deed) is the legal instrument that transfers title to real property. The deed must be signed by the grantor, delivered to and accepted by the grantee, and recorded with the county recorder.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Deed of TrustA security instrument used in many states instead of a mortgage, involving three parties: borrower (trustor), lender (beneficiary), and a neutral trustee.
Promissory NoteA written promise to repay a loan under specified terms — the borrower's personal financial obligation in a real estate transaction.
Abstract of TitleA condensed history of a property's title, summarizing all recorded documents and encumbrances affecting it from the earliest record to the present.
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