Fair Housing
The Equal Credit Opportunity Act (ECOA) prohibits lenders from discriminating based on:
ACredit score
BRace, color, religion, national origin, sex, marital status, age, or receipt of public assistance✓ Correct
CDebt-to-income ratio
DEmployment history
Explanation
ECOA prohibits credit discrimination based on race, color, religion, national origin, sex, marital status, age, and receipt of public assistance income. It applies to all aspects of a credit transaction.
Related Utah Fair Housing Questions
- Which of the following Utah communities may qualify as 'housing for older persons' exempt from the familial status provisions of the Fair Housing Act?
- Under fair housing law, a Utah landlord may ask applicants for:
- A housing community in St. George, Utah that qualifies as '55 and older' housing is exempt from the familial status prohibition because:
- Under Fair Housing law, 'familial status' refers to:
- A Utah landlord may ask a tenant requesting an emotional support animal (ESA) to:
- A fair housing complaint must generally be filed with HUD or the Utah Anti-Discrimination and Labor Division within:
- A landlord in Ogden, Utah, who requires a higher security deposit from applicants with Section 8 vouchers than from other applicants is:
- The federal Fair Housing Act prohibits discrimination based on all of the following EXCEPT:
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