Escrow & Title

The 'merger doctrine' in Utah real estate means:

AMultiple loans merge into one at closing
BAll prior written and oral agreements merge into and are superseded by the final closing documents (deed)✓ Correct
CA company merger automatically transfers real estate holdings
DTwo adjacent properties can be legally merged by recording

Explanation

The merger doctrine holds that upon delivery of the deed at closing, all prior contract provisions merge into the deed. If a contract term is not reflected in the deed or other closing documents, it may be extinguished. Sellers and buyers should ensure all terms survive closing in appropriate documents.

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