Property Ownership

Utah's Anti-Deficiency Statute in non-judicial foreclosure proceedings generally:

AAllows lenders to seek any deficiency after a trustee's sale
BProhibits lenders from pursuing personal deficiency judgments after a non-judicial trustee's sale for purchase money loans✓ Correct
CRequires lenders to waive all deficiencies
DOnly protects commercial property borrowers

Explanation

Utah's anti-deficiency provisions generally protect borrowers from personal liability for any remaining balance after a non-judicial trustee's sale (for purchase money mortgages). This is one reason Utah's non-judicial foreclosure process benefits lenders through speed while offering this borrower protection.

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