Land Use & Zoning
Vermont's '2-acre zoning' historically resulted in which undesirable land use pattern?
AHigh-density urban housing near city centers
BLow-density sprawl consuming farmland and forestland with inefficient infrastructure✓ Correct
CConservation of agricultural land
DConcentration of affordable housing
Explanation
Vermont's large-lot (2-acre minimum) zoning, once prevalent in many towns, contributed to low-density suburban sprawl that consumed agricultural land and forestland, required expensive linear infrastructure, and made housing less affordable. Smart growth policies now discourage large-lot residential zoning.
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Key Terms to Know
Zoning
Local government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
Adjustable-Rate Mortgage (ARM)A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
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