Environmental
Vermont's 'wetlands permit' from the Agency of Natural Resources is required before:
ASelling property adjacent to a wetland
BFilling, draining, or developing within a Class 1 or Class 2 Vermont wetland or its buffer zone✓ Correct
CFarming within 1 mile of a wetland
DBuilding a dock on private land
Explanation
Vermont Wetland Rules require a permit from ANR before conducting any activities (filling, draining, clearing vegetation, development) in Class 1 or Class 2 wetlands or their 50-to-100 foot buffer zones. Wetlands provide significant ecological functions and are strongly protected under Vermont law.
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Key Terms to Know
Agency
A legal relationship in which a licensee (agent) acts on behalf of a principal (buyer or seller) in a real estate transaction.
Adjustable-Rate Mortgage (ARM)A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
ZoningLocal government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
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