Finance
A Virginia borrower who requests a reconsideration of value (ROV) after receiving a low appraisal should provide their lender with:
AThe seller's opinion of value
BComparable sales not used by the appraiser that support a higher value✓ Correct
CTheir mortgage pre-approval letter
DA letter from the listing agent
Explanation
An ROV requires substantive evidence — typically comparable sales data not considered by the appraiser. The lender submits this to the appraiser through proper channels, maintaining appraiser independence.
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