Fair Housing
A Virginia real estate developer who builds four or more units and fails to comply with the Fair Housing Act's accessibility requirements for persons with disabilities is subject to:
ANo penalty since existing buildings are exempt
BCivil penalties, injunctive relief, and damages under the Fair Housing Act✓ Correct
COnly a VREB license warning
DPenalties only if a disabled person has actually been harmed
Explanation
The Fair Housing Act requires multifamily buildings of four or more units built after March 13, 1991 to meet accessibility design standards. Violations can result in HUD enforcement, civil penalties, and injunctive relief to bring buildings into compliance.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Adjustable-Rate Mortgage (ARM)A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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