Fair Housing

Under the Fair Housing Act, which of the following is an example of disparate impact discrimination?

AA landlord refusing to rent to a person because of their race
BA lender's neutral policy that statistically results in minority applicants being denied at significantly higher rates✓ Correct
CA landlord asking about a tenant's national origin
DA real estate agent steering buyers based on religion

Explanation

Disparate impact refers to a facially neutral policy that disproportionately harms a protected class without sufficient justification. A lender's policy resulting in statistically significant higher denial rates for minorities could be disparate impact discrimination.

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