Escrow & Title

A Washington escrow officer is instructed by the seller to close the transaction on December 30 for tax reasons, but the buyer's loan hasn't funded yet. The escrow officer should:

ARecord the deed anyway on December 30 without funding
BWait until the loan funds before recording, and communicate timing issues to both parties✓ Correct
CClose the transaction without recording and fund later
DRecord on December 30 and fund the loan on January 2

Explanation

In Washington real estate transactions, recording should not occur until all funds have been received and the transaction is ready to close. Recording before funding could create significant problems if the loan does not fund.

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