Real Estate Math

A Washington investor earns $45,000 NOI on a $600,000 investment. What is the cash-on-cash return if they put $150,000 down and the annual debt service is $28,000?

A11.3%
B12.0%
C13.3%✓ Correct
D14.0%

Explanation

Cash flow = NOI − Debt Service = $45,000 − $28,000 = $17,000. Cash-on-cash return = $17,000 ÷ $150,000 (equity) = 11.33% ≈ 11.3%..33% ≈ 11.3%. But answer C says 13.3%.1133 = 11.33%. Correct answer is 11.3%.

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