Property Ownership

A West Virginia buyer purchases a property and receives a deed. The transfer of ownership becomes effective upon:

ARecording the deed with the county clerk
BPayment of the full purchase price
CDelivery of the deed to and acceptance by the grantee✓ Correct
DThe lender's approval of the transaction

Explanation

Under West Virginia property law, ownership transfers when the deed is delivered to and accepted by the grantee. Recording protects against subsequent purchasers by providing constructive notice but is not required for the transfer to be effective between the parties.

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