Property Ownership

A West Virginia church mortgages its property to fund building improvements. Under West Virginia law, a mortgage on religious organization property:

AIs automatically void as churches cannot encumber their property
BIs valid if the organization has authority to encumber property and follows required procedures✓ Correct
CRequires WVREC approval
DRequires a special exemption from the county commission

Explanation

Religious organizations in West Virginia can mortgage their property if authorized by their governing documents and state nonprofit corporation law. The mortgage is valid if properly executed by authorized officers following the organization's required internal procedures.

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